Blog RSSBlog.

08/15/2016

If You Don’t Have Employer Insurance, You Probably Have a High Deductible

Most people in the United States get health insurance either through their employer or through government programs like Medicare and Medicaid. But some people have to find other ways to get healthcare insurance, with an increasing number of people doing so through the Obamacare exchanges, or “marketplaces.” In fact, according to the Kaiser Family Foundation nearly 2/3 of people in this situation can thank the Affordable Care Act for their access to healthcare insurance:

If You Don’t Have Employer Insurance, You Probably Have a High Deductible 1

With increasing frequency, when people purchase health insurance through things like the exchanges, their purchasing plans have high deductibles:

If You Don’t Have Employer Insurance, You Probably Have a High Deductible 2

15 years ago, if I told you that a president came into office, instituted a marketplace for healthcare insurance, a marketplace that caused an increasing percentage of Americans to end up in high deductible “consumer directed health plans” – you’d have told me that must have been a Republican president. Go figure.

The post If You Don’t Have Employer Insurance, You Probably Have a High Deductible appeared first on PeterUbel.com.

This entry was posted in Health Care and tagged , , , , . Posted by Peter Ubel. Bookmark the permalink.

Comments are closed.