External Link - Source: The New York Times
Health insurance is more than a cash equivalent. It is cash with strings attached, like a rich uncle with deep pockets but a volatile personality, munificent one minute and stingy the next. This is an uncle who takes you to the doctor but refuses to wait out front with a magazine: He is right there in the exam room with you, commenting on everything. Sometimes he peels the big bills out of his wallet with a smile, and sometimes he scowls, shakes his head and yanks you by the sleeve out the door.